The Finance Umbrella

Your Wealth.
Our Expertise.
One Roof.

Capicrest is Panchkula's most trusted financial partner — Mutual Funds, Insurance, Stocks, FDs, Bonds, Real Estate, and Tax Planning under one relationship.

5+
Years Experience
10
Service Verticals
AMFI
ARN 334857
Why Capicrest

Built Different.
Built For You.

AMFI Registered & SEBI Compliant

ARN 334857. Every recommendation follows regulatory guidelines. Your money is guided by a certified, accountable professional — not a salesperson.

One Relationship, Every Need

Stop juggling 5 different advisors. From your first SIP to your retirement plan — we manage everything under one roof with full continuity.

People-First Philosophy

We don't push products. We understand your goals, your risk appetite, and your timeline — then build a plan that fits your life, not our commission structure.

What We Offer

10 Services.
One Umbrella.

Every financial need you'll ever have — covered by one trusted partner from day one.

01

Mutual Funds & SIPs

Goal-based investing with curated fund selection and disciplined SIP planning.

02

Insurance & Term Plans

Pure protection, health cover, and the right policy — not the most expensive one.

03

Stocks & Intraday

Research-backed equity investments and active trading strategies via Dhan.

04

FDs & Bonds

Safe, fixed-income instruments offering better-than-bank returns with capital safety.

05

NPS & Retirement

Tax-efficient retirement planning built for the long game — starting today.

06

Real Estate

Investment-grade property advisory in the Tricity region and beyond.

07

Loans & Credit

Home loans, personal loans, and business credit — best rates, zero confusion.

08

Tax Planning

Legal tax-saving strategies that keep more money in your pocket every year.

09

PMS & AIF

High-conviction portfolio management for sophisticated investors.

10

SIF

Specialised Investment Funds for investors seeking structured alternatives.

Client Stories

Trusted Across
Tricity & Beyond.

★★★★★
"Arnav didn't just recommend a fund — he understood my goals and built a plan around my life. First time I've felt truly guided."
Rahul S.
Software Engineer, Chandigarh
★★★★★
"Switched from my bank's advisor to Capicrest. The difference in clarity and returns has been night and day."
Priya M.
Business Owner, Panchkula
★★★★★
"Got my first SIP, term plan, and tax-saving plan sorted in one conversation. That's what a finance umbrella really means."
Vikram K.
Doctor, Mohali
Your Financial Peak Starts With One Conversation.

Free 15-minute consultation. No obligations. Just clarity.

Start on WhatsApp →
About Capicrest

Meet Arnav Anand —
Your Finance Partner.

AMFI ARN 334857 Stockbroker Authorized Person · Dhan Real Estate Consultant 5+ Years Experience
"I didn't build Capicrest as a business. I built it as a promise — to give every person the financial guidance they deserve."

Most people in India have never had a true financial advisor. They've had bank relationship managers who push products, or LIC agents who sell the same policy to everyone. I saw this pattern repeat itself every day — smart, hardworking people making avoidable financial mistakes simply because no one ever explained things to them clearly.

Capicrest was born to fix that. As an AMFI-registered Mutual Fund Distributor, stockbroker, and Authorized Person of Dhan, I bring together expertise across every financial vertical — so you never have to go anywhere else.

Based in Panchkula, serving clients across the Tricity region and all of India through digital consultation.

Talk to Arnav →
Our Mission

Financial Clarity.
Confidence. Freedom.

We don't just manage money. We build financial literacy, long-term wealth, and the confidence that comes from knowing your future is planned. Every client, every stage of life — no one left behind.

Our Services

10 Ways We
Work For You.

Everything under one roof. One advisor. One relationship — for life.

01

Mutual Funds & SIPs

From large-cap stability to mid-cap growth — we match your goals with the right funds and build disciplined SIP habits that compound over decades.

02

Insurance & Term Plans

Pure term plans, health insurance, critical illness cover — we help you protect what matters without overpaying for what doesn't.

03

Stocks & Intraday Trading

Research-driven equity investing and intraday strategies via Dhan. From long-term holdings to active trading — for the investor in you.

04

Fixed Deposits & Bonds

Higher-than-bank-rate FDs from NBFCs and corporate bonds for the capital-safe investor who still wants better returns.

05

NPS & Retirement Planning

Start your NPS today and get ₹50,000 extra tax deduction under 80CCD(1B). We build your retirement corpus systematically from day one.

06

PMS & AIF

For investors with ₹50L+. Portfolio Management Services and Alternative Investment Funds with institutional-grade strategies.

07

SIF

Specialised Investment Funds bridging mutual funds and AIF — flexible, structured, and built for sophisticated investors.

08

Loans & Credit

Home loans, LAP, personal loans, business credit — best rates sourced from multiple lenders. We negotiate on your behalf.

09

Real Estate Advisory

Investment-grade property selection in Panchkula, Chandigarh, and Mohali. We identify value before the market does.

10

Tax Planning

80C, 80D, HRA, capital gains optimisation — we make sure you pay exactly what the law requires, and not a rupee more.

Which service do you need?

One WhatsApp message is all it takes to get started.

Chat on WhatsApp →
Free Calculators

Plan Your Wealth.
Know Your Numbers.

Use our interactive calculators to estimate returns, plan your SIP, or check your EMI — instantly.

₹5,000
12%
10 yrs
Estimated Corpus
₹11.6L
₹6.0L
Amount Invested
₹5.6L
Estimated Gains
Want a personalised SIP plan? Chat with Arnav →
₹1.0L
7.0%
3 yrs
Maturity Amount
₹1.23L
₹1.0L
Principal
₹0.23L
Interest Earned
Get better than bank FD rates. Ask Arnav →
₹10L
10%
5 yrs
Monthly EMI
₹21,247
₹12.7L
Total Payable
₹2.7L
Total Interest
Get the best loan rates. Talk to Arnav →
₹10L
₹1.5L
₹50K
Estimated Tax Saved
₹62,400
₹2.0L
Total Deductions
₹8.0L
Taxable Income
Optimise your tax further. Free consultation →
27 yrs
60 yrs
₹10,000
Retirement Corpus
₹3.5Cr
33 yrs
Years to Invest
₹39.6L
Total Invested
Build your real retirement plan. Talk to Arnav →
Capicrest Blog

Financial Clarity,
One Post at a Time.

Plain-language insights on investing, tax, insurance, and wealth — for every Indian earner.

Mutual Funds

SIP vs Lump Sum: Which One Actually Wins?

The debate that never ends — but the answer isn't what most people think. Here's a data-backed breakdown for every market condition.

5 min read · June 2025
Tax Planning

5 Legal Ways to Pay Zero Tax on ₹10 Lakh Income

With the right combination of deductions under the old tax regime, a ₹10L earner can bring their tax liability close to zero. Here's how.

7 min read · May 2025
Insurance

Why Your LIC Policy Might Be Your Worst Investment

Endowment and money-back plans sound safe — but when you run the numbers, the returns tell a different story. A brutally honest breakdown.

6 min read · May 2025
Beginners

The First 5 Financial Steps for Every Young Earner

Got your first salary? Before you spend or invest anything, do these 5 things. The order matters more than the amount.

4 min read · April 2025
Stocks

What is Intraday Trading? A Beginner's Honest Guide

Everyone talks about day trading profits — few talk about the risks, the discipline, and the capital required. Here's the full picture.

8 min read · April 2025
Real Estate

Is Panchkula Real Estate Still a Good Investment in 2025?

Tricity property has seen significant movement. We break down which pockets offer value, which are overpriced, and what to watch in 2025.

6 min read · March 2025
Get In Touch

Start Your Financial Journey Today.

Whether you're just starting or need to restructure your entire portfolio — a 15-minute conversation is all it takes to begin. No jargon. No pressure. Just clarity.

WhatsApp / Phone
+91 98153 99889
Email
financewitharnav@gmail.com
Location
Panchkula, Haryana · Serving Pan-India
Instagram
@Financewitharnav
Send via WhatsApp →