SIP • SWP • STEP-UP
Small Steps. Bigger Tomorrows.
See how consistent investing can build over time — using your own assumptions.
SIP calculator
Build an investing habit
Change the assumptions below. The result is an illustration, not a return guarantee.
₹10,000
12%
10 years
Total invested—
Estimated returns—
Estimated corpus—
Investment growth over time (illustrative)
SWP calculator
Explore a withdrawal scenario
This illustration assumes a constant monthly return and does not model taxes, fees or market volatility.
₹10,00,000
₹10,000
8%
10 years
Total withdrawn—
Illustrative balance—
Illustrative balance by year
Step-up SIP
Increase contributions over time
See how increasing the SIP amount annually changes total contributions.
₹10,000
10%
10 years
Total contributions—
Year 10 monthly SIP—
A step-up schedule changes the amount invested; it does not guarantee a higher investment return.
Before you use the numbers
Illustrations are not forecasts.
Calculators help visualize assumptions. Actual outcomes can differ because of market movements, product costs, taxes, timing, liquidity and other factors.
1
Use realistic assumptions
Try several return and time-period scenarios rather than relying on one number.
Try several return and time-period scenarios rather than relying on one number.
2
Think about risk
Higher assumed returns generally come with greater uncertainty in market-linked products.
Higher assumed returns generally come with greater uncertainty in market-linked products.
3
Review the actual product
Read scheme, product, policy or facility documents before acting.
Read scheme, product, policy or facility documents before acting.